Take advantage of Spring cleaning to start getting out of debt!
Category: Credit Score Back to blog
Find out what a charge-off means for your credit report and what to do about it.
A few years ago I tried to get a loan for a new car and I was denied. The reason? I had just graduated college and had absolutely no credit … but there are solutions.
Find out why late payments can severely hurt your credit score and how to avoid them.
A good idea when considering taking out a personal loan to improve your credit score is verifying whether you prequalify. This will save you time and will avoid sending a full application that may or may not get approved.
Imagine there were a tool that allowed you to model exactly what effect new credit decisions could have on your credit score. Well, there is!
Everything you know to know about credit dispute letters and whether you need one or not.
What you need to know about hard and soft pulls and other determining factors.
When thinking about taking out a loan, it’s important to understand all the factors that will help you determine what kind you need. Do you have an excellent, good, average or poor credit score? How much money do you need to borrow?
Whether we’re facing student loans, medical bills, or credit card debt, it’s both comforting and a bit concerning knowing that we’re not alone when it comes to debt. If achieving financial freedom is a part of your short-term plan, you must know that choosing the right solution will be key when helping—and avoiding worsening—your financial situation
If you’ve been keeping up with financial news in the United States, you know that as of September 21, 2018, placing a freeze on your credit is now free, as opposed to previously having to pay different fees in different states.
An individual with a credit score of 663 is classified as having a “fair” credit score and is likely to find access to loans, credit cards, mortgages and other forms of credit to be more difficult to attain.
An individual with a credit score of 610 is classified as having a “fair” credit score and is likely to find access to loans, mortgages, credit cards and other forms of credit to be more difficult to attain.
Anyone with a credit score of 626 is classified as having a “fair” credit score and is likely to find access to loans, credit cards, mortgages and other forms of credit to be more difficult to attain.
Anyone with a credit score of 667 is classified as having a “fair” credit score and is likely to find access to loans, mortgages, credit cards and other forms of credit to be more difficult to attain.