HOW IT WORKS

Three easy steps with flexible terms to fit your needs

Apply

Decision in seconds. View your payment options without impacting your credit score.

Verify Application

You may be required to upload a few documents to verify the information provided.

Receive Deposit

Once approved, funds can be deposited the next business day.
Loans up to $25,000
Flexible terms up to 48 months
No prepayment penalty

What we look for

A credit score is just a piece of the puzzle.

Job History

A minimum of 12 months at your current job is a plus.

Financial History

We're looking for a responsible banking and financial track record.

Income

Whether you're employed, retired, self-employed or a small business owner, verifiable personal income is key.

Credit Behavior

Positive recent and current credit behavior.

WHAT YOU'LL NEED

Having these documents handy will expedite the approval process.

Proof of employment and income

Most recent bank statements (all pages) and a voided check

Current driver’s license or government/state issued ID


© 2020 LendingPoint LLC. All rights reserved.