Press Kit

Official press resources for media only.

  • Fact Sheet

    LendingPoint unlocks the power of possibility by simplifying financial services to enrich people’s lives.

    • LendingPoint is a fintech platform that provides financing solutions for consumers, merchants/Point of Sale partners, and ecommerce businesses.
    • Our innovative technology allows us to understand the unique credit worthiness of every applicant – we serve 85% of the FICO population.
    • Our short and simple application allows us to deliver near instant credit decisions for loans from $2,000 to $36,500* that include flexible payment terms up to 60 months, rates ranging from 9.99% to 35.99% APR and next business day funding upon approval.
    • We’ve been recognized for our best-in-class customer service – 86 Net Promoter Score vs. Financial Services industry avg. of 34.
    • LendingPoint has a solid reputation, getting an “A+” rating from the BBB.
    • Intuitive and simple digital loan application with near-instant decisioning.
    • Led by an experienced management team with a long history of innovation and value creation.
    • LendingPoint employs its AI credit tech platform to decision its applications allowing it to see through credit scores to the real person.
    • LendingPoint offers APRs ranging from 9.99% to 35.99%.
    • Using proprietary algorithms and technologies, we’re creating simple, human and intuitive financial services to enrich people’s lives and empower financial success.
    • Our commitment to customer satisfaction has made us the preferred platform for more than $3 billion in loan originations.
  • Leadership

    LendingPoint enriches people’s lives by simplifying financial services and unlocking the power of possibilities.

    Tom Burnside, CEO & Founder:

    Tom is a co-founder and the Chief Executive Officer of LendingPoint. Tom sees LendingPoint as a way to do well and to do good at the same time by protecting, nourishing and growing each customer’s financial future. Tom brings over 25 years of experience and a wealth of industry knowledge to LendingPoint. An accomplished credit and financial services leader and trusted data scientist, Tom leads the rest of the team in serving underserved financial consumers while ensuring predicable credit scoring leading to capital market access and shareholder returns.

  • Press Announcements
  • Logo & Assets
  • Media Inquiries

    Email LendingPoint Public Relations at

    Call us toll-free: (888) 969-0959

LendingPoint is an Atlanta-based lender and servicer, redefining who can access money at fair rates.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, member FDIC; LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months. Georgia loans have a minimum $3,500 loan amount. For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 23.72% and origination fee of 6% will have a payment of $324.48 per month. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Click here to see our current list of state licenses

LendingPoint's NMLS #1424139 Visit NMLS Consumer Access