Our transformative purpose is to democratize credit and accelerate commerce™. By using big data, machine learning and best-in-class credit algorithms, we first set out to provide life-changing financial opportunity for underserved Americans – those establishing new credit profiles, those rebuilding their credit, and the often-overlooked self-employed entrepreneurs.
As a result, our first of its kind Lending Operating System, SDKn™
- creates a financial ecosystem of both consumers and small businesses,
- manages lightning fast systems to collect and interpret complex credit stories using traditional and alternative data,
- deploys a robust financial product and services suite built to serve consumers,
- integrates small business and e-commerce partners with just a few lines of code, and
- the One App, One Approval, Multiple Lenders™ feature can be configured to permit multiple lenders with diverse credit appetites to operate within a single user experience.
With more than $2 billion of platform originations and more than 3,000 small business and e-commerce partnerships, we’re helping our customers realize their financial goals, pay for necessary medical procedures, tackle home improvement projects, and connecting our partners with ready-to-purchase consumers. And we’re just getting started.
We believe in the power of “yes.”
We reject a one-size fits all mentality.
We’re never satisfied.